FLORIDA INSURANCE, MADE SIMPLE
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FAQ
Citizens Property Insurance is Florida's state-backed insurer for homeowners who have trouble finding coverage elsewhere. Many policyholders can move to a private carrier when an eligible offer is available. An agent can check whether you qualify.
Yes. NFIP flood policies usually have a 30-day waiting period before coverage starts, with some exceptions such as a loan closing. Standard homeowners policies typically do not cover flood, so it helps to plan ahead of storm season.
It is an inspection that documents features like roof shape, roof-to-wall connections, and opening protection. In Florida, these features can qualify you for wind credits on your homeowners premium.
Call a licensed Florida agent directly.